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The new law goes into effect in March of 2011 and caps rates for nearly every short-term credit product in the state, prevents the cycle of debt caused by frequent refinancing, and gives regulators the tools necessary to crack down on abuses and identify potentially predatory practices before they become widespread.
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Your payday lender will always aim to acknowledge receipt of your complaint within five days.
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The linear correlation between payment-to-paycheck (PTP) and default is very weak.
The Employer-Guaranteed Loan Program or Salary Loan Program (EGLP or SLP)): This loan product is designed for low-wage earners to enable them purchase household assets and smooth their cash flows.
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Cash loan 4000 an employer may not, however, make an assessment for administrative costs or charge any interest payment that brings the employee below the minimum wage.
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