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AMost lenders tell you within minutes, but it can take longer if you have given incorrect information on your application.
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Had you paid your loan back in 1 day it would have cost you about $2 anyways however most states have a borrowers right of rescission so that you would not be charged the following day for returning the loan amount in full and would in fact waive that days worth of interest.
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One 2009 survey of payday borrowers found that over 40 percent of borrowers thought that the average borrower would have a loan outstanding for only two weeks.
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For a covered short-term loan, residual income is sufficient if it is greater than the sum of payments that would be due under the loan plus an amount the lender reasonably estimates will be needed for basic living expenses.
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