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PAL terms range from one to six months, may not be rolled over, and borrowers are limited one PAL at a time and no more than three PALs from the same credit union in a rolling six-month period.
The Bureau has carefully considered the SERs' comments and the broader stakeholder feedback following the release of the Small Business Review Panel Outline.
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If your credit has gotten better over the period of time from when you applied for your private student loan then it is possible you could significantly lower your interest rate with just knowing your credit score and contacting some of the available companies that I listed above.
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