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An offshore lending license is the most efficient option for a company looking to make loans within a group of companies, or to the general public (excluding residents of its issuing country), but not offer other traditional banking services (deposit taking, investments, etc.
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A few participants understood that borrowing would be restricted, but others had further questions about the restrictions and appeared to have difficulty understanding the restrictions.
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These included the 2017 Celent Model Bank award for innovation, effective use of technology and integration excellence for the CitiConnect ERP Integrator and the prestigious Best Mobile Service or App for Enterprise by Mobile World Congress for CitiDirect BE Mobile.
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Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
A more usual scenario would be that a bank would lend money to a business, say a builder, who would hire bricklayers, joiners, buy raw materials etc for his building project.
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