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But before you sign your name or pledge personal assets, understand that all guarantees aren't alike -- and that the exact wording is sometimes negotiable, though only at the time the loan agreement is signed.
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Please note: Borrowers are free to choose any lender for their alternative education loan needs.
Accordingly, provided that the disclosures in the Loan Estimate are made in good faith and consistent with the best information reasonably available to the creditor at the time the Loan Estimate is issued, a creditor has discretion with respect to what product, term, or other features it uses to issue a Loan Estimate.
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In such cases, the consumer may be charged both a fee for the stop payment order and an NSF or overdraft fee triggered by the lender's payment withdrawal attempt.
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