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Just make sure that whoever you ask to help you has a good record of making on-time payments!
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But I haven't had it long enough to say if it's helping or not, but we will see.
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It is an eligible repayment plan for federal Income Based Repayment (IBR) is a repayment plan based on 15 percent of discretionary income, the difference between your adjusted gross income and 150 percent of the poverty guideline for your family size and state of residence (other conditions apply).
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