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The notice must contain the following information and statements, as applicable, using language substantially similar to the language set forth in Model Clause A-8 in appendix A to this part.
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It also leads to a high level of defaulted loans and even more damaged credit.
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Moreover, the Bureau believes that many consumers, regardless of whether they ultimately manage to pay off the loan, suffer collateral consequences as they struggle to make payments that are beyond their ability to repay.
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While the majority of the loans were illegal, it wasn
 A cosigner agrees to share with you the legal responsibility for paying back the loan.
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