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Similar to the Federal Housing Administration's FHA mortgage, the USDA uses homeowner-paid mortgage insurance premiums to keep the USDA home loan program going.
Others explicitly do not allow revocation, even though ACH private network rules require stop payment rights for both one-time and recurring ACH transactions.
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This allows the company that originates the loan some sort of proof that you can afford to pay back the sum borrowed, and the sum offered to those that borrow is generally closely related to the size of their regular paycheck.
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